Pension Sharing

Pension Sharing doesn’t have to be complicated, stressful and unpleasant. Talk to us today, and we can help you tackle this stumbling block.

On the face of it, pension sharing is a minefield, and if you’ve just encountered it in your divorce, the chances are you’ve got lots of concerns and questions. We can help.

If you’re currently going through a divorce, and looking into the possibility of one, the chances are you’ve come across this term ‘Pension Sharing’.

Trouble is, when you first start looking into it, it can be a very confusing topic.

You’ll probably be reading about “decree nisi”, “sharing orders” and “pension credit”, and if you’re not an expert in finance and divorce, then the chances are, you’ll find it difficult to understand the decisions you need to make that’ll benefit you and your family the most.

What makes things even more complicated is that scouring the web doesn’t really solve this one. There’s a whole lot of misinformation out there, and loads of solicitors claiming to understand the subject when they really don’t.

At The Divorce IFA, we deal with hundreds of pension sharing cases every single year, as well as implementing 50+ “pension sharing orders”. It’s fair to say that when it comes to pension sharing, we know what we’re talking about.

There are generally three ways we can help you with pension sharing:

1)We’ll help you begin – We’re able to assist you in gathering the information that’ll help you make the right decision. We know the pension schemes inside and out, as well as some of the most accomplished pension experts; so when you instruct one to work on your behalf, we can help you get that relationship off to the right start.

2)We can help you during negotiations – Once the actuarial report arrives (don’t worry if you don’t know what this is yet, we’ll explain), we’ll help you decipher it; explaining what it means for you financially, both now and in the future.

3)We can help you implement an order – If a pension sharing order is what you want to implement, we can help you make it happen. We’ll guide you through all the jargon and liaise with all the necessary parties including you, your solicitor and your chosen pension scheme.

But before you get to any of these three points, the best thing to do is for us to have a chat and understand your situation. We’ll then be able to advise you on the best course of action. We’re more than happy to have a quick chat on the phone to find out where you’re at and how we can help, so to schedule a free call with an expert member of our team, click here now.

Get your Ultimate Guide to Pension Sharing today!

This guide has all the information you need to make better, more informed decisions regarding your pension share. Download it free!

What Our Clients Say...

His attention to detail was impressive...
“Phil has shown much patience and knowledge in helping me plan for my future after divorce, being so close to retirement. Despite unusual circumstances of distance, he rose to the occasion leaving no stone unturned with regard to either his professional responsibilities or my future needs. His attention to detail was impressive, always maintaining regular contact. He approached weighty matters with gentle humour when needed to offset my initial nervousness in decision making.

I was given as much time as I needed to read the paperwork involved and ask questions. I was stunned when I was advised by him to apply for the State Pension, an area in which I had no knowledge at all and Phil showed his true value with his directness and I found in conclusion that the system is not so hard for the lay person if one trusts the person giving the advice.
I waited until I was back in the UK before I submitted my decree absolute to the Department of Work & Pensions and they had already given me a basic pension. I logged on to my current account and they had given me a lump sum back payment now that they are using my ex’s contributions that was a wonderful surprise as you may imagine! It has almost quadrupled the original sum they were paying each month”
Mrs Cole - Hampshire
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